WhichBrokerHead to head · data verified September 2026
Trading 212 vs Interactive Brokers
Interactive Brokers wins our overall scoring by 0.3 points, but Trading 212 still takes specific profiles.
Pillar scores
Side by side
| Criterion | Trading 212 | Interactive Brokers |
|---|---|---|
| Overall score | 8.7 | 9.0 |
| Founded | 2004 | 1978 |
| Regulation | FCA (UK), CySEC (EU), BaFin (DE), FSC (BG), ASIC (AU) | SEC/FINRA (US), FCA (UK), CBI (IE), ASIC (AU), MAS (SG) |
| Min. deposit | £1 (bank transfer or card) | $0 |
| Fees | 0% commission on stocks and ETFs; 0.15% FX fee on Invest/ISA, 0.5% on CFD; no custody, inactivity or withdrawal fees; card and e-wallet deposits cost 0.7% once you pass a €2,000 lifetime total | Stocks from $0.0005/share (Pro) or 0 commission (Lite, US); tiny FX conversion costs |
| Platforms | Trading 212 web platform, Trading 212 mobile app (iOS, Android) | Trader Workstation, IBKR Desktop, IBKR Mobile, Client Portal |
| Markets | 13,000+ stocks and ETFs on Invest and ISA; CFDs on forex, indices, commodities and stocks; crypto ETNs for UK clients | 150 markets in 34 countries: stocks, options, futures, forex, bonds, funds |
| Demo account | Yes | Yes |
| Best for | Long-term stock investors, Beginners, UK ISA investors | Advanced investors, Global market access, Low margin rates |
Our verdict
Choose Trading 212 if you want long-term stock investors · beginners · uk isa investors.
Choose Interactive Brokers if you want advanced investors · global market access · low margin rates — its standout pillar in our scoring is market range.
Frequently asked questions
Which is better, Trading 212 or Interactive Brokers?
Interactive Brokers scores higher overall in our methodology (9.0 vs 8.7). Trading 212 can still be the better pick for long-term stock investors.
Is Trading 212 safe?
Trading 212 is overseen by FCA (UK), CySEC (EU), BaFin (DE), FSC (BG), ASIC (AU). Our trust score for it is 8.2/10 — see the full Trading 212 review for the reasoning.
Is Interactive Brokers safe?
Interactive Brokers is overseen by SEC/FINRA (US), FCA (UK), CBI (IE), ASIC (AU), MAS (SG). Our trust score for it is 9.6/10 — see the full Interactive Brokers review for the reasoning.