WhichBrokerPromociones · verificado August 2026
Bonos y promociones de brókers (2026) — cuánto valen en realidad
Un bono es un costo de marketing que el bróker espera recuperar con tu operativa. Eso no hace que toda oferta sea mala, pero sí significa que las condiciones importan más que la cifra del titular. Listamos qué te da realmente cada promoción, quién puede reclamarla y si nosotros la tomaríamos.
Si operas en la UE, el Reino Unido o Australia, casi nada de esta página aplica para ti
Los bonos de trading, en efectivo o en especie, están prohibidos para clientes minoristas por las normas de ESMA en la UE, por la FCA en el Reino Unido y por ASIC en Australia. La prohibición existe porque el crédito por depósito empuja de forma medible a los traders minoristas a posiciones más grandes de las que pretendían.
Así que si un bróker regulado en esos mercados te ofrece un bono por depósito, una de dos cosas es cierta: te están dando de alta en una entidad offshore con protecciones más débiles, o la oferta incumple las normas. Vale la pena saberlo antes de depositar. En los mercados regulados el valor real está en costos estructuralmente más bajos —cero comisiones, cashback e intereses sobre el efectivo ocioso—, y por eso esas ofertas obtienen aquí las mejores puntuaciones.
Todas las ofertas, clasificadas
A standing pricing structure rather than a promotion — no commission below the monthly volume cap.
- Ofrecido por
- XTB (FCA, KNF, CySEC and DFSA entities)
- Disponible en
- All XTB markets, including the EU and UK
Las condiciones que importan
- Above €100,000 of monthly turnover the fee is 0.2% (minimum €10)
- A 0.5% currency conversion cost applies when trading outside your account currency
Nuestra opinión: This is what a legitimate "bonus" looks like in a regulated market: not credit, just structurally lower cost. For most retail investors it is worth more than any deposit bonus, because it applies to every trade, forever.
Idle cash above a threshold earns a rate benchmarked to the central bank rate, in several currencies.
- Ofrecido por
- Interactive Brokers (regulated entity depends on your country)
- Disponible en
- Most IBKR markets, including the EU and UK
Las condiciones que importan
- A minimum balance applies before interest accrues
- The rate follows benchmark rates, so it falls when they fall
- IBKR Lite accounts earn a lower rate than IBKR Pro
Nuestra opinión: Not marketed as a bonus, but for a funded account it is often worth more per year than any deposit credit on this page — and there are no strings attached to it.
A two-tier credit bonus added on top of your deposit as tradable credit, not withdrawable cash.
- Ofrecido por
- XM Global (offshore entity)
- Disponible en
- Selected countries in Asia, Africa, Latin America and the Middle East
- No disponible en
- EU, UK and Australia — banned for retail clients under ESMA, FCA and ASIC rules
Las condiciones que importan
- The bonus is credit that supports your margin — it is not cash you can withdraw
- Withdrawing your own deposit typically removes a proportional part of the credit
- Bonus credit is usually forfeited on account inactivity
- Country eligibility changes; confirm on XM’s own bonus terms before depositing
Nuestra opinión: The most substantial deposit bonus among mainstream brokers, and genuinely useful as extra margin buffer — but treat it as risk headroom, never as profit. It disappears the moment you withdraw.
Real share ownership with no dealing commission.
- Ofrecido por
- eToro (FCA, CySEC and ASIC entities)
- Disponible en
- All eToro markets, including the EU and UK
Las condiciones que importan
- A $5 flat withdrawal fee applies
- Accounts are USD-denominated, so non-USD deposits incur conversion costs
- Applies to real stock positions, not to leveraged CFD positions
Nuestra opinión: Genuinely free on the trade itself; the cost shows up in currency conversion and withdrawals. Best value if you fund in dollars and withdraw rarely.
A standing discount on the spot fee, plus lower tiers as your 30-day volume rises.
- Ofrecido por
- Binance (entity and availability depend on your country)
- Disponible en
- Where Binance operates; the EU is served by its MiCA-regulated arm
Las condiciones que importan
- You must hold BNB and enable "pay fees with BNB"
- Referral and VIP tiers stack differently — check the current fee schedule
- Availability of individual products differs sharply by country
Nuestra opinión: A real, permanent cost reduction rather than a promotion. Worth enabling on day one if you trade spot at all regularly.
Trading credit granted after account verification, without funding the account first.
- Ofrecido por
- XM Global (offshore entity)
- Disponible en
- A narrow list of countries — historically Oman, Singapore, Malaysia, UAE, Kuwait, Bahrain and Brunei, with $50 in some
- No disponible en
- EU, UK, Australia and most other markets
Las condiciones que importan
- Full identity verification is required before the credit appears
- Profits made on the credit are withdrawable only after a minimum traded volume
- One bonus per person, household and IP address
- The eligible-country list changes often — check before signing up
Nuestra opinión: The honest use of a no-deposit bonus is as a free trial of live conditions, not as a way to make money. The volume needed to withdraw any profit is high relative to $30.
A rewards balance that accrues from your trading activity and can be converted to reduce real trading costs.
- Ofrecido por
- Exness (entity depends on your country of residence)
- Disponible en
- Most Exness markets outside the EU/UK retail regime
- No disponible en
- EU and UK retail clients, where incentive schemes are restricted
Las condiciones que importan
- Value depends on your traded volume and instruments
- Not a deposit bonus — Exness deliberately does not run one
Nuestra opinión: Cashback is the honest form of a broker incentive: it reduces a cost you were already paying instead of dangling credit to make you trade more. Modest, but it does not distort behaviour.
Commission rebates once monthly traded volume passes a qualifying threshold.
- Ofrecido por
- Pepperstone (ASIC, FCA, CySEC, DFSA and BaFin entities)
- Disponible en
- Most Pepperstone markets, subject to qualification
Las condiciones que importan
- Requires substantial monthly volume — not relevant to occasional traders
- Rebate levels are negotiated per account; ask the broker directly
Nuestra opinión: The regulated market’s answer to a bonus: a volume discount, disclosed and legal. Only worth chasing if your volume already qualifies.
Points accrue per lot traded and convert into bonus credit at rising tiers.
- Ofrecido por
- XM Global (offshore entity)
- Disponible en
- Where XM bonus programmes are permitted
- No disponible en
- EU, UK and Australia
Las condiciones que importan
- Points expire after a period of inactivity
- Redemption value improves with tier, so occasional traders gain little
Nuestra opinión: Only meaningful if you already trade high volume with XM. Never a reason to trade more than your plan calls for — that is exactly the behaviour loyalty schemes are designed to produce.
A rotating set of vouchers and fee coupons unlocked by depositing or completing first-trade tasks.
- Ofrecido por
- Bybit (availability depends on your country)
- Disponible en
- Most Bybit markets
- No disponible en
- The United States and UK retail clients, among others
Las condiciones que importan
- Rewards are usually trading-fee coupons or bonus credit, not withdrawable cash
- Coupons expire quickly — often within days of being claimed
- The offer mix changes constantly; verify on the rewards hub before depositing
Nuestra opinión: Fine as a small discount on fees you would pay anyway. The expiry clocks are designed to push you into trading sooner than you planned — claim them only when you were going to trade regardless.
Mystery-box style rewards and fee rebates tied to first deposit and trading tasks.
- Ofrecido por
- OKX (OKX Europe operates under MiCA in the EU)
- Disponible en
- Most OKX markets
- No disponible en
- The United States and several other jurisdictions
Las condiciones que importan
- Reward values are variable and often small
- Most rewards are fee credits with an expiry date
- Terms differ between the global platform and OKX Europe
Nuestra opinión: Treat the headline reward figures as a marketing ceiling rather than an expectation. The fee discounts are the part with real value.
Cómo puntuamos una oferta
Nuestra puntuación no es el tamaño del bono. Refleja lo que te queda después de las condiciones: si el dinero es retirable, qué volumen debes operar para liberarlo, con qué rapidez caduca y si reclamarlo te empuja a operar más de lo que harías. Una reducción permanente de costos gana casi siempre a un crédito puntual grande.
Preguntas frecuentes
¿Por qué no puedo obtener un bono por depósito de un bróker de la UE o del Reino Unido?
Porque los reguladores los prohibieron. ESMA prohibió los incentivos en efectivo y en especie para clientes minoristas de CFD en toda la UE, y la FCA y ASIC hicieron lo mismo en el Reino Unido y Australia. La norma existe porque el crédito de bono fomenta de forma constante posiciones más grandes y más operativa de la que el cliente había planeado.
¿Un bono sin depósito es realmente dinero gratis?
No. Es crédito de trading, y las ganancias obtenidas con él suelen ser retirables solo después de operar un volumen considerable. Tómalo como una prueba gratuita de las condiciones reales, no como ingresos.
¿Puedo retirar un bono por depósito?
Casi nunca. Los bonos por depósito suelen ser crédito que sostiene tu margen, no efectivo en tu saldo, y retirar tus propios fondos normalmente elimina una parte proporcional del crédito.
¿Cuál oferta es realmente la mejor?
Para la mayoría no es un bono en absoluto: invertir sin comisiones, el cashback sobre costos que ya pagas o los intereses sobre el efectivo ocioso valen más a lo largo de un año que un crédito puntual con condiciones, y nunca te empujan a operar más.