WhichBrokerHead to head · data verified August 2026
Plus500 vs XM
A close call — 0.1 points apart. The winner depends on what you trade.
Pillar scores
Side by side
| Criterion | Plus500 | XM |
|---|---|---|
| Overall score | 8.1 | 8.2 |
| Founded | 2008 | 2009 |
| Regulation | FCA (UK), CySEC (EU), ASIC (AU), MAS (SG) | CySEC (EU), ASIC (AU), DFSA (AE), FSC (BZ) |
| Min. deposit | $100 | $5 |
| Fees | No commissions — costs built into spreads; overnight funding and inactivity fees apply | Ultra Low account: spreads from 0.6 pips, no commission; Zero account: from 0.0 pips + commission |
| Platforms | Plus500 WebTrader, Plus500 mobile app | MetaTrader 4, MetaTrader 5, XM mobile app |
| Markets | 2,800+ CFDs: forex, indices, shares, commodities, options, crypto (where permitted) | 1,000+ instruments: forex, stock CFDs, indices, commodities, metals, energies |
| Demo account | Yes | Yes |
| Best for | Casual CFD traders, Traders who value listed-company transparency | Bonus seekers, Small starting balances, Emerging markets |
Our verdict
Choose Plus500 if you want casual cfd traders · traders who value listed-company transparency.
Choose XM if you want bonus seekers · small starting balances · emerging markets — its standout pillar in our scoring is support.
Frequently asked questions
Which is better, Plus500 or XM?
It's close: Plus500 scores 8.1/10 and XM 8.2/10 in our methodology. The right choice depends on your profile — Plus500 is strongest for casual cfd traders, while XM leads for bonus seekers.
Is Plus500 safe?
Plus500 is overseen by FCA (UK), CySEC (EU), ASIC (AU), MAS (SG). Our trust score for it is 9.2/10 — see the full Plus500 review for the reasoning.
Is XM safe?
XM is overseen by CySEC (EU), ASIC (AU), DFSA (AE), FSC (BZ). Our trust score for it is 8.0/10 — see the full XM review for the reasoning.