WhichBrokerHead to head · data verified August 2026
eToro vs Trading 212
A close call — 0.1 points apart. The winner depends on what you trade.
Pillar scores
Side by side
| Criterion | eToro | Trading 212 |
|---|---|---|
| Overall score | 8.6 | 8.7 |
| Founded | 2007 | 2004 |
| Regulation | FCA (UK), CySEC (EU), ASIC (AU) | FCA (UK), CySEC (EU), BaFin (DE), FSC (BG), ASIC (AU) |
| Min. deposit | $50–$200 (varies by country) | £1 (bank transfer or card) |
| Fees | 0% commission on real stocks; CFD spreads from ~1 pip EUR/USD; $5 withdrawal fee; 1% crypto fee | 0% commission on stocks and ETFs; 0.15% FX fee on Invest/ISA, 0.5% on CFD; no custody, inactivity or withdrawal fees; card and e-wallet deposits cost 0.7% once you pass a €2,000 lifetime total |
| Platforms | eToro web platform, eToro mobile app | Trading 212 web platform, Trading 212 mobile app (iOS, Android) |
| Markets | 5,000+ instruments: stocks, ETFs, crypto, forex, commodities, indices | 13,000+ stocks and ETFs on Invest and ISA; CFDs on forex, indices, commodities and stocks; crypto ETNs for UK clients |
| Demo account | Yes | Yes |
| Best for | Beginners, Copy trading, Long-term stock investors | Long-term stock investors, Beginners, UK ISA investors |
Our verdict
Choose eToro if you want beginners · copy trading · long-term stock investors.
Choose Trading 212 if you want long-term stock investors · beginners · uk isa investors — its standout pillar in our scoring is fees.
Frequently asked questions
Which is better, eToro or Trading 212?
It's close: eToro scores 8.6/10 and Trading 212 8.7/10 in our methodology. The right choice depends on your profile — eToro is strongest for beginners, while Trading 212 leads for long-term stock investors.
Is eToro safe?
eToro is overseen by FCA (UK), CySEC (EU), ASIC (AU). Our trust score for it is 9.0/10 — see the full eToro review for the reasoning.
Is Trading 212 safe?
Trading 212 is overseen by FCA (UK), CySEC (EU), BaFin (DE), FSC (BG), ASIC (AU). Our trust score for it is 8.2/10 — see the full Trading 212 review for the reasoning.