WhichBrokerPromotions · verified August 2026
Cashback at Brokers (2026)
Cashback offers compared across regulated and offshore brokers, with conditions, country restrictions and our honest verdict on each.
Idle cash above a threshold earns a rate benchmarked to the central bank rate, in several currencies.
- Offered by
- Interactive Brokers (regulated entity depends on your country)
- Available in
- Most IBKR markets, including the EU and UK
The conditions that matter
- A minimum balance applies before interest accrues
- The rate follows benchmark rates, so it falls when they fall
- IBKR Lite accounts earn a lower rate than IBKR Pro
Our take: Not marketed as a bonus, but for a funded account it is often worth more per year than any deposit credit on this page — and there are no strings attached to it.
A rewards balance that accrues from your trading activity and can be converted to reduce real trading costs.
- Offered by
- Exness (entity depends on your country of residence)
- Available in
- Most Exness markets outside the EU/UK retail regime
- Not available in
- EU and UK retail clients, where incentive schemes are restricted
The conditions that matter
- Value depends on your traded volume and instruments
- Not a deposit bonus — Exness deliberately does not run one
Our take: Cashback is the honest form of a broker incentive: it reduces a cost you were already paying instead of dangling credit to make you trade more. Modest, but it does not distort behaviour.
Commission rebates once monthly traded volume passes a qualifying threshold.
- Offered by
- Pepperstone (ASIC, FCA, CySEC, DFSA and BaFin entities)
- Available in
- Most Pepperstone markets, subject to qualification
The conditions that matter
- Requires substantial monthly volume — not relevant to occasional traders
- Rebate levels are negotiated per account; ask the broker directly
Our take: The regulated market’s answer to a bonus: a volume discount, disclosed and legal. Only worth chasing if your volume already qualifies.
How we rate an offer
Our rating is not the size of the bonus. It reflects what you keep after the conditions: whether the money is withdrawable, what volume you must trade to release it, how quickly it expires, and whether claiming it pushes you into trading you would not otherwise do. A permanent cost reduction beats a large one-off credit almost every time.